Your Money, Finally Clear.
Track debts, subscriptions, and daily expenses — all in one private, beautiful app. No cloud. No compromises.
Everything you need, nothing you don't.
Settle Book replaces three separate apps with one clean, private, beautiful experience.
Debt Management
Track every loan, debt, and borrowed amount with clear progress bars and repayment timelines.
Visual Debt Tracking
Beautiful charts and distribution graphs to visualise who owes you what, at a glance.
Subscription Tracker
Know exactly what you pay every month — Netflix, Claude, Spotify — sorted, summarised, in control.
Spending Analytics
Donut charts and category breakdowns reveal where your money really goes, day by day.
Daily Expense Log
Add expenses in seconds. See your daily spending trend. Build awareness, not anxiety.
100% Private Bank Import
Import statements directly on your device. PDFs never leave your phone. Ever.
Up and running in 60 seconds.
No tutorials needed. Settle Book guides you naturally from day one — on iPhone or Android.
Download & Open
Install Settle Book from Google Play or the App Store. No sign-up, no email. Open and you're ready.
Add Your Data
Log debts, add subscriptions, and record expenses. Or import your bank statement — stays on-device.
See the Full Picture
Settle Book organises everything into clean views, charts, and insights — updated in real time.
Take Control
Spot overspending, plan repayments, and cancel subs you forgot about. Your finances, mastered.
Your finances are private by design.
We built Settle Book on a simple promise: your data belongs to you. Not us, not advertisers, not analytics platforms. Just you.
On-Device Storage
All your financial data lives only on your phone. Sqlite, local. Never on a server.
No Account Required
Zero sign-up, zero email. Open the app and start. Your identity stays yours.
Bank Import Stays Local
Import PDF statements directly. Processing happens on-device. Your bank data never leaves.
Zero Ads. Ever.
We don't show ads. We don't sell data. Revenue comes only from optional in-app purchases.
Zero Cloud. Zero Risk.
Your financial data never leaves your phone. Period.
Start tracking in under a minute.
Available on iPhone and Android. No cloud, no sign-up, no nonsense — just clarity.